Pet Health Insurance
Many people do not realize that there is pet health insurance!
The companies that provide pet health insurance offer coverage for routine health maintenance (vaccination, spay or neuter, bloodwork, dentals) as well as major medical policies (for diseases, accidents, cancer). Coverage is often quite reasonable ($10-$15 per month) depending on the age of your pet. Each company has a different deductible ranging from $40 to $200).
It is best to get pet health insurance when your pet is young and does not have any pre-existing medical conditions. Pre- existing medical conditions may not be covered. Many companies also have certain conditions that are considered genetic and will not be covered (for example hip dysplasia in a labrador retriever). Be sure to ask the company you are interested in if there are any conditions not covered for your dog or cat's breed.
Health insurance often comes in handy when accidents occur. If your pet requires an extensive medical work up, repair of a fracture, or treatment for cancer it is nice to know that you don't have to worry about the cost.
There are several companies providing pet health insurance (most of our clients have chosen Trupanion Pet Insurance):
Trupanion (800) 569-7913 www.trupanion.com
- Trupanion has 1 simple plan, 90% coverage, and no limits. They also cover hereditary and congenital conditions. This is a company to check out!
VPI Pet Insurance (888) 899-4874 www.petinsurance.com
- low deductibles, excellent
Pets Best (877) 738-7237 www.petsbest.com
- higher deductibles ($75.00 to $200), excellent coverage, worth checking into
ASPCA Pet Health Insurance (866) 861-9092 www.aspcapetinsurance.com
- $100 deductible, excellent coverage, excellent reimbursement amounts
Pets Health Care Plan (800) 807-6724 www.petshealthplan.com
PetFirst Health Care (866) 937-7387 www.petfirsthealthcare.com
24PetWatch: (866) 597-2424 http://www.24petwatch.com/US/Pet_Insurance/About_Pet_Insurance.aspx